Nostra Finance

Democratizing Access to Finance

Access to Capital is a Problem Worldwide

“26 million consumers are credit invisible in the US” - Consumer Financial Protection Bureau

“About 1.7 billion people worldwide are excluded from formal financial services, such as savings, payments, insurance, and credit" - Bill and Melinda Gates Foundation

People are denied credit for various reasons

Lack of a credit history

Legal Problems

Lack of Stable Employment

Nostra's addresses these challenges through its revolutionary psychometric approach

The patented approach evaluates three different elements which are considered together when making a decision
Level of Integrity
Intention to Repay
Risk Taking Tendencies
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Proven Track Record

Over the past decade, Nostra has proven its model across geographies while maintaining an NPA of under 3%

700K Decisions

12 Countries

5 Industries

Team

Our team has decades of experience building and
launching companies in the psychometric testing space

Dheeraj Batra

20 years experience as an entrepreneur and corporate Innovator

  • Former Partner at EY
  • Founder Propel Labs (exited to EY)
  • Former Head of Business Design, IDEO, and Venture Director, Innosight Ventures
  • Wharton MBA

Yogesh Mariwalla

30 years experience as an HR leader

  • Founder Arogya Finance
  • Business focused HR leader
  • 23+ years in the corporate world, primarily with the Tata Group

Jose Peter

30 years experience as a leader in the Financial services sector

  • Founder Arogya Finance
  • Ex CFO & Risk Head, Tata Motor Finance;
  • Ex Group CFO, Ion Exchange India

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